Customers give you payment information, they trust you to protect their card data. Your reputation – and ultimately your bottom line – depends on keeping that trust.
We help you keep your business safe and your cardholders’ data secured by using what experts recommend – a layered approach to security. Quickly and safely accept all transaction types, including next-generation payments such as Apple Pay™ and Android Pay™, with available encryption and tokenization options and a PCI compliance program to help you keep sensitive data protected while in-use, at-rest, and in-transit.
Let us help you protect your business and customers against fraud.
Payment Security / PCI
Safe-T Security Solutions™
As a business owner you understand the importance of keeping your business safe. You protect it from fire and theft, but what about data security? How do you protect payment card data?
With 80% of data card compromises taking place in small businesses1, it is more important now than ever to adopt the right security response to protect your business from a costly payment card data breach.
That is why we offer Safe-T. It provides multiple layers of protection including: payment encryption, payment tokenization, PCI-DSS compliance made easy, and card data breach protection reimbursement.2
Nothing to Find, Nothing to Steal™
Benefits of Safe-T
- Payment Encryption: Scrambles payment data at the point of entry so it is unreadable as it travels to the issuing bank and card brands for approval.
- Payment Tokenization: After authorization a unique token replaces your sensitive data. This is useless to thieves, but enables you to perform follow-up transactions the same way you do today.
- PCI-DSS Compliance: Our PCI program has useful tools that can save you valuable time confirming compliance. PCI compliance paired with Safe-T will pre-fill 60% of the questions in the Self-Assessment Questionnaire (SAQ).
- Card Data Breach Reimbursement: Our Safe-T Security Solutions offers your business peace of mind with the protection of financial reimbursement in the event payment card data is ever compromised while using Safe-T Security Solutions.
Ask us how to get Safe-t for your business today.
1 PCI Security Standards Council
2 See program specifications and conditions for details regarding the specific financial coverage available
Smart /Chip Cards/EMV Terminals
Help keep your business and customer’s data safe by providing next generation terminals.
All of our EMV technology for improved card/cardholder validation and authentication helping to protect you and your customers from counterfeit card fraud.
Sometimes referred to as “chip cards,” “chip and PIN “or “chip and signature,” the embedded EMV card technology improves card data security over the legacy magnetic stripe technology, which can all too easily be skimmed for counterfeit purposes. EMV (founded by Europay, MasterCard and Visa) is a global standard for payment cards using chip technology allowing you better card/cardholder authentication and validation.
BENEFITS OF EMV Technology
- More powerful card authentication to protect against counterfeit cards
- Cardholder verification to protect against lost/stolen cards with PIN entry
- Fewer fraud-related chargebacks from stolen/skimmed cards
Your customers benefit as well, with the greater peace of mind that comes with improved technology, and a seamless experience while they checkout, whether their card is inserted, or tap-and-go.
Mobile Wallets and Apple Pay™
The Latest in Payment Acceptance Technology
Did you know? All of our new EMV terminals are also NFC enabled to accept contactless payment transactions such as Apple Pay™ and Google Wallet. Not only is this the newest technology in payment acceptance, it also has an extra layer of security for cardholders and merchants with the combined use of biometrics, encryption, and tokenization.
Biometrics and tokenization technologies have been around for a number of years. What’s new is their combination in a platform that allows users to authenticate their identity while removing payment card data and replacing it with a token. A token is a dynamically generated numerical value that replaces the actual card data for each contactless payment making the information maintained by the merchant useless to hackers and unauthorized users.
Once the smart phone authenticates the user, the encrypted payment information is then passed at the point of sale to the merchant and on to the payment card networks which then decrypts the data and passes it to the issuer to further decrypt and authenticate the payment.
And it all occurs with a simple tap.
The Liability Shift. Do you need to upgrade?
If you have not upgraded to a new EMV terminal, now is the time to take action. As of October 1, 2015, businesses that process counterfeit card transactions on magnetic stripe-only (non-EMV) terminals will be held responsible for costs associated with fraud. We are here to help. We can find the EMV terminal or Point of Sale (POS) solution that will work for your business needs.